Market Shift-what are the reasons?

I am a proud part of TMG The Mortgage Group Inc. – an award-winning Canadian national mortgage brokerage with a network of 1,400+ qualified and accredited mortgage brokers, agents and associates providing residential and commercial mortgage services. Since 1990, TMG has helped hundreds-of-thousands of Canadians get the best financing solutions and mortgage rates by working with many lenders (including top tier banks) from coast-to-coast.